Authorized Use Policy

4.1 Illegal activities

• Money laundering, structuring, or layering of funds
• Terrorist financing or support of designated entities
• Violations of U.S. sanctions (OFAC), export controls, or embargoes
• Tax evasion or fraudulent tax reporting
• Fraud, theft, identity theft, or impersonation
• Purchase or sale of illegal goods, services, or contraband
• Any activity that violates the laws of any applicable jurisdiction

4.2 Restricted merchant categories

Transactions with the following merchant categories are prohibited unless specifically authorized by Reinx in writing:

• Gambling, betting, lotteries, and fantasy sports
• Adult entertainment and sexually explicit content
• Cannabis, marijuana, and controlled substances (even where state-legal, due to federal banking regulations)
• Firearms, weapons, ammunition, and explosives
• Cryptocurrency exchanges and mixers (to prevent regulatory complications with stablecoin balances)
• Wire transfers, money orders, and stored value/prepaid cards
• Multi-level marketing and pyramid/Ponzi schemes
• Counterfeit or unauthorized goods
• Bail bonds
• Collection agencies purchasing debt

4.3 Platform abuse

• Circumventing or attempting to circumvent spending limits, merchant restrictions, or approval workflows
• Creating multiple accounts to evade restrictions or limits
• Attempting to extract card credentials (numbers, CVCs, expiration dates) through prompt injection, social engineering, API manipulation, or any other method
• Attempting to access wallet private keys or bypass Privy’s security controls
• Unauthorized access to other users’ accounts, agents, or data
• Automating account creation or KYC processes without Reinx’s consent
• Using the platform for load testing, benchmarking, or competitive analysis without written permission
• Reverse engineering, decompiling, or disassembling any part of the Services
• Scraping, crawling, or harvesting platform data through automated means

4.4 Agent-specific prohibitions

• Configuring agents to attempt to override or circumvent their spending controls
• Sharing scoped API tokens between agents or exposing tokens in LLM context/memory
• Deploying agents that intentionally generate false or misleading transaction metadata
• Using agents to conduct transactions on behalf of undisclosed third parties
• Operating agents that impersonate humans or other agents

4.5 Network abuse

• DDoS attacks or intentional overloading of Reinx infrastructure
• Exceeding API rate limits through evasion techniques
• Transmitting malware, viruses, or malicious code
• Exploiting security vulnerabilities (report responsibly to security@reinx.ai)

5.1 Your responsibilities

As a Reinx user, you are responsible for:

• Ensuring all agents you create comply with this AUP
• Monitoring agent activity via the dashboard and responding to alerts
• Configuring appropriate spending limits and merchant restrictions for each agent
• Promptly reporting any suspected policy violations or unauthorized transactions
• Maintaining current and accurate account information

5.2 Reinx’s rights

Reinx reserves the right to:

• Monitor transactions and agent activity for policy compliance and fraud detection
• Decline, reverse, or freeze transactions that violate this AUP
• Suspend or terminate accounts without prior notice for egregious violations
• Report suspected illegal activity to law enforcement
• Cooperate with government and regulatory investigations
• Update this AUP at any time with reasonable notice

6.1 Violation response

When a violation is detected, Reinx may take one or more of the following actions:

• Warning notification to the account holder
• Temporary suspension of the affected agent account(s)
• Temporary suspension of the entire user account
• Freezing of funds pending investigation
• Permanent termination of the account
• Reporting to law enforcement or regulatory authorities

6.2 Fund holds

When funds are frozen due to a suspected AUP violation, Reinx will investigate promptly, notify the account holder of the reason for the hold (to the extent permitted by law), resolve the investigation within a reasonable timeframe, and release, return, or report funds based on the investigation outcome.

6.3 Appeals

If your account is suspended or terminated for an AUP violation, you may appeal by contacting legal@reinx.ai with a detailed explanation within thirty (30) days. Reinx will review appeals in good faith but reserves final discretion.